Who can refer a friend?

You need to be an existing Kroo current account holder with an open and unrestricted account who has been selected for the scheme. You also need to have made a recent card transaction on your own account.

Who can be referred?

The person you refer must be a new customer who doesn't already hold a Kroo account. They must apply for an account using the same email address they entered on the page they entered from your referral link. They also must be eligible to open a Kroo current account (subject to standard checks).